Top 10 Best Performing Unit Trust Funds As of 5th Feb 2015

We are into the first month of the year 2015 and the overall market for all three (3) categories in our review have performed fairly well. From 1st Jan 2015 till the 5th of Feb 2015, all three categories posted positive average returns that would have surpassed that of your regular Fixed Deposit (FD) rate. However, we all should be aware off that investing in the equity market via unit trust holds equal amount of risk of losing as well.

Before we go into the review, a few things I would like to highlight first:

1. All Yield To Date (YTD) values for 2015 (of each unit trust fund) will be evaluated starting from 1st January 2015.
2. The Top 10 Ranking is still measured based on 5 Year Annualized Return.
3. A new Top 10 YTD Ranking will be introduced to highlight funds that are performing exceptionally well for 2015 in terms of gains. Do note that some of these funds may not be listed in the Top 10 Ranking based on 5 Years Annualized Return. It is common to find funds that perform exceptionally well for a particular year but not on the long term. Therefore when choosing a fund to invest in, an investor should consider both Item 2 and Item 3. Consistency is the key word here.

Note : If this is your first time reading this review, I would highly recommend that you read "A Guide Towards Understanding Unit Trust Performance Table" before proceeding. Seriously you should! 

Now to the review!

Review

Fund Category : Equity Malaysia

a) Top 10 Best Performing Fund for Category Equity Malaysia 

(Ranked According to 5 Year Annualized Return):

Top Performer based on 5 Year Performance

5 Years Annualised Ranked 1 (Non-Islamic) 

- Kenanga Growth Fund (+21.62% per annum)

5 Years Annualised Ranked 1 (Islamic Equity) 

- Eastspring Investments Dana Al-Ilham (+16.56% per annum)

b) 4 Weeks Gain/Loss Ranking Table for Category Equity Malaysia Funds:

Fund Name	YTD as of 1st Jan 2015	YTD as of 5th Feb 2015	4 Weeks Gain / Loss (%)	4 Weeks Gain/ Loss Rankings	Previous 4 Weeks Gain/Loss Rankings
Kenanga Growth Fund	0	7.39	7.39	1	-
Eastspring Investments Dana Al-Ilham	0	4.26	4.26	3	-
Kenanga Syariah Growth Fund	0	4.78	4.78	2	-
MAAKL-HDBS Flexi Fund	0	3.24	3.24	6	-
Eastspring Investments Equity Income Fund	0	3.38	3.38	5	-
AMB Dividend Trust Fund	0	3.05	3.05	7	-
Areca Equity Trust Fund	0	2.89	2.89	8	-
MAAKL Dividend Fund	0	3.74	3.74	4	-
CIMB-Principal Wholesale Equity Fund	0	1.01	1.01	10	-
Affin Hwang AIIMAN Growth Fund	0	2.85	2.85	9	-
AVERAGE 4 WEEKS GAIN/LOSS (%)			3.66

Best Performing Fund over 4 weeks period: 

• Non Syariah : Kenanga Growth Fund (+7.39%)

• Syariah : Kenanga Syariah Growth Fund (+4.78%)

Worst Performing Fund 4 weeks period:

• Non Syariah : CIMB-Principal Wholesale Equity Fund (+1.01%)

• Syariah : Affin Hwang AIIMAN Growth Fund (+2.85%)

c) Performance Comparison with the KLSE Index between 1 Jan 2015 to 5 Feb 2015

KLSE Index (%) Gain/Loss : +2.87%

Comparison With:

• Average Top 10 Unit Trust Equity (%) Gain/Loss : +3.66% (Out performed the KLSE Index)
• Non Syariah - Kenanga Growth Fund : +7.39% (Out performed the KLSE Index)
• Syariah - Kenanga Syariah Growth Fund : +4.78% (Out performed the KLSE Index)

d) Top 10 Best Performing Fund for Category Equity Malaysia

(Ranked According to Yield To Date):

Top Performer based on Yield To Date (YTD) Performance

YTD Ranked 1 (Non-Islamic) 

- Hong Leong Penny Stock Fund (+9.08% per annum)

YTD Annualised Ranked 1 (Islamic Equity) 

- PMB Shariah Aggressive Fund (+11.75% per annum)

Observation and Key Points

• Kenanga Growth Fund is the only fund that appears both at Top Performer based on 5 Year Annualized Performance and Top Performer based on Yield To Date (YTD)

Review

Fund Category : Asia excluding Japan
a) Top 10 Best Performing Fund for Category Asia Exc Japan 

(Ranked According to 5 Year Annualized Return):

Top Performer based on 5 Year Performance

5 Years Annualised Ranked 1 (Non-Islamic) 

- Eastspring Investments Asia Pacific Equity MY Fund (+5.57% per annum)

5 Years Annualised Ranked 1 (Islamic Equity) 

- Public Islamic Asia Dividend Fund (+8.69% per annum)


b) 4 Weeks Gain/Loss Ranking Table for Category Asia Exc Japan Funds:

Fund Name	YTD as of 1st Jan 2015	YTD as of 5th Feb 2015	4 Weeks Gain / Loss (%)	4 Weeks Gain/ Loss Rankings	Previous 4 Weeks Gain/Loss Rankings
Public Islamic Asia Dividend Fund	0	4.49	4.49	4	-
Public Asia Ittikal Fund	0	4.83	4.83	3	-
PB Islamic Asia Equity Fund	0	5.96	5.96	1	-
Pheim Asia Ex-Japan Islamic	0	2.39	2.39	10	-
Eastspring Investments Asia Pacific Equity MY Fund	0	3.83	3.83	8	-
PB Islamic Asia Strategic Sector Fund	0	5.52	5.52	2	-
CIMB Islamic Asia Pacific Equity Fund	0	4.49	4.49	4	-
AmCumulative Growth	0	3.03	3.03	9	-
TA Asian Dividend Income Fund	0	4.18	4.18	6	-
Affin Hwang Select Asia (Ex Japan) Opportunity Fund	0	4.16	4.16	7	-
AVERAGE 4 WEEKS GAIN/LOSS (%)			4.29

Best Performing Fund over 4 weeks period: 

• Non Syariah : TA Asian Dividend Income Fund (+4.18%)
• Syariah : PB Islamic Asia Equity Fund (+5.96%)

Worst Performing Fund over 4 weeks period:

• Non Syariah :  AmCumulative Growth Fund (+3.09%)
• Syariah : Pheim Asia Ex-Japan Islamic Fund (+2.39%)

c) Performance Comparison with the MSCI Asia Excluding Japan Index between 1 Jan 2015 to 5 Feb 2015

MSCI Asia Exc Japan Index (%) Gain/Loss : +3.37%

Comparison With:

• Average Top 10 Unit Trust (%) Gain/Loss : +4.29% (Out performed the MSCI Index)
• Non Syariah - TA Asian Dividend Income Fund : +4.18% (Out performed the MSCI Index)
• Syariah - PB Islamic Asia Equity Fund : +5.96% (Out performed the MSCI Index)

d) Top 10 Best Performing Fund for Category Asia Exc Japan

(Ranked According to Yield To Date):

Top Performer based on Yield To Date (YTD) Performance

YTD Ranked 1 (Non-Islamic) 

- CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C (+5.87% per annum)

YTD Annualised Ranked 1 (Islamic Equity) 

- Public Islamic Asia Leaders Equity Fund (+6.45% per annum)

Observation and Key Points

• Public Asia Ittikal Fund, PB Islamic Asia Equity Fund and PB Islamic Asia Strategic Sector Fund are funds that appear both at Top Performer based on 5 Year Annualized Performance and Top Performer based on Yield To Date (YTD)

Review

Fund Category : Greater China
Top 10 Best Performing Fund for Category Greater China 

(Ranked According to 5 Year Annualized Return):

Top Performer based on 5 Year Performance

5 Years Annualised Ranked 1 (Non-Islamic) 

- CIMB-Principal Greater China Equity Fund (+6.87% per annum)

5 Years Annualised Ranked 1 (Islamic Equity) 

- Eastspring Investments Dinasti Equity Fund (+5.50% per annum)


b) 4 Weeks Gain/Loss Ranking Table for Category Greater China Funds:

Fund Name	YTD as of 1st Jan 2015	YTD as of 5th Feb 2015	4 Weeks Gain / Loss (%)	4 Weeks Gain/ Loss Rankings	Previous 4 Weeks Gain/Loss Rankings
CIMB-Principal Greater China Equity Fund	0	4.91	4.91	4	-
Manulife Investment - China Value Fund	0	4.23	4.23	7	-
Eastspring Investments Dinasti Equity Fund	0	5.14	5.14	2	-
Pacific Focus China Fund	0	3.85	3.85	9	-
PB China Pacific Equity Fund	0	3.5	3.5	10	-
Public China Ittikal Fund	0	5.41	5.41	1	-
Public China Select Fund	0	4.34	4.34	6	-
PB China Titans Fund	0	3.95	3.95	8	-
MAAKL Greater China Fund	0	5.07	5.07	3	-
AmIslamic Greater China	0	4.35	4.35	5	-
AVERAGE 4 WEEKS GAIN/LOSS (%)			4.48

Best Performing Fund over 4 weeks period: 

• Non Syariah : MAAKL Greater China Fund (+5.07%)
• Syariah : Public China Ittikal Fund (+5.41%)

Worst Performing Fund over 4 weeks period:

• Non Syariah :  PB China Pacific Equity Fund(+3.50%)
• Syariah : AmIslamic Greater China (+4.35%)

c) Performance Comparison with the Shanghai Stock Exchange (SSE) Index between 1 Jan 2015 to 5 Feb 2015

SSE Index (%) Gain/Loss : -6.39%

Comparison With:

• Average Top 10 Unit Trust Equity (%) Gain/Loss : +4.48% (Out performed the SSE Index)
• Non Syariah - MAAKL Greater China Fund  : +5.07% (Out performed the SSE Index)
• Syariah -  Public China Ittikal Fund : +5.41% (Out performed the SSE Index)

d) Top 10 Best Performing Fund for Category Greater China

(Ranked According to Yield To Date):

Top Performer based on Yield To Date (YTD) Performance

YTD Ranked 1 (Non-Islamic) 

- MAAKL Greater China Fund (+5.07% per annum)

YTD Annualised Ranked 1 (Islamic Equity) 

- Public China Ittikal Fund (+5.41% per annum)

Observation and Key Points

• All funds appear both at Top Performer based on 5 Year Annualized Performance and Top Performer based on Yield To Date (YTD)

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That's all for this review folks!

Cheers and Happy New Year!

Like to Invest in all the above mentioned Top Performing Funds for as low as 2% service charge?

Then feel free to contact shanesee03@gmail.com for further questions and advice!