261 Funds at 0% Sales Charge Promotion by eUnittrust (29 Aug - 30 Sept 2019)

In conjunction with the nation's 62nd Hari Kemerdekaan, eUnittrust is having another 0% Sales Charge Promotion for 261 funds!

0% Sales Charge - 261 Unit Trust Funds!

Participating Fund Houses:

Aberdeen Islamic Asset Management Sdn Bhd

Affin Hwang Asset Management Berhad

AmanahRaya Investment Management Sdn Bhd

AmFunds Management Berhad

Apex Investment Services Berhad

BIMB Investment Management Berhad

Principal Asset Management Berhad (CIMB)

Eastspring Investments Berhad

Franklin Templeton Asset Management Sdn Bhd

Inter-Pacific Asset Management Sdn Bhd

KAF Investment Funds Berhad

Kenanga Investors Berhad

Libra Invest Berhad

Manulife Asset Management Service Berhad

Maybank Asset Management Sdn Bhd

MIDF Amanah Asset Management Berhad

Nikko Asset Management Asia Limited

Opus Asset Management Sdn Bhd

Pacific Mutual Fund Berhad

Pheim Unit Trusts Berhad

Phillip Mutual Berhad

PMB Investment Berhad

RHB Islamic International Asset

RHB Asset Management Sdn Bhd

TA Investment Management BErhad

UOB Asset Management Berhad

Terms and Conditions:

REGISTER & INVEST NOW

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Why we recommend eUnittrust?

eUnittrust is the only online unit trust platform in Malaysia that is able to 0% sales charge to its members for cash investment. This has always been the unique differentiation factor for eUnittrust as compared to any other platform. 

Other benefits of investing via eUnittrust?

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Register a FREE eUnittrust Account now:

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EPF i-Invest Online Platform (FAQ - Buying, Selling and Switching)

How do I invest in approved unit trust funds through the i-Akaun (member)

• Step 1: Log into your i-Akaun @ www.kwsp.gov.my
• Step 2: Click on the INVESTMENT tab.

Option 1: You have a particular fund in mind

• Step 3: Mouse over the TRANSACTIONS tab and click on the BUY tab. This page will also provide details of the Eligible Investment Amount and Available Investment Amount. Ensure that you have an Available Investment Amount of at least RM1,000.
• Step 4: Select the FMI and FUND NAME to invest and key in the investment amount. (Study the Fund Documents carefully to understand a fund’s risk and return profile. Click on the VIEW FUND INFO tab, then click on the FUND NAME to view the FUND DOCUMENTS.)
• Step 5: If you desire to invest in multiple unit trust funds, select another FUND NAME under the same FMI. You can only buy funds offered by the same FMI in a single transaction. Separate transactions must be executed if you want to invest in unit trust funds offered by different FMIs.
• Step 6: For each fund, enter an investment AMOUNT that is above the Minimum Investment Amount (or Minimum Subsequent Investment Amount). The Total Investment Amount for the fund(s) must be at least RM1,000.
• Step 7: Click on the PROCEED TO CHECKOUT button.
• Step 8: Click on the BUY button under the FMI or IUTA offering the selected unit trust fund(s).
• Step 9: After understanding and checking the disclaimer, click on the OK button. You will be redirected to the FMI/IUTA platform to complete the transaction.

Option 2: You want to analyse different funds before investing

• Step 3: Mouse over the FUND TOOLS tab and click on the FUND SELECTOR tab.
• Step 4: Filter the unit trust funds according to various criteria provided. Then, click on the GENERATE TABLE button.
• Step 5: Analyse the unit trust funds under different tabs. (Study the Fund Documents carefully under the FUND INFO TABLE tab to understand a fund’s risk and return profile.)
• Step 6: Select desired unit trust funds. You can only select funds offered by the same FMI in a single transaction.
• Step 7: Click on the BUY button at the bottom of the page.
• Step 8: For each fund, enter an investment AMOUNT that is above the Minimum Investment Amount (or Minimum Subsequent Investment Amount). The Total Investment Amount for the fund(s) must be at least RM1,000.
• Step 9: Click on the PROCEED TO CHECKOUT button.
• Step 10: Click on the BUY button under the FMI or IUTA offering the selected unit trust fund(s).
• Step 11: After understanding and checking the disclaimer, click on the OK button. You will be redirected to the FMI/IUTA platform to complete the transaction.

How do I sell or switch approved unit trust funds through i-Akaun (Member)?

• Step 1: Log into your i-Akaun @ www.kwsp.gov.my
• Step 2: Click on the INVESTMENT tab.
• Step 3: Mouse over the TRANSACTIONS tab and click on the REDEEM/SWITCH tab.
• Step 4: Select the unit trust fund(s) to redeem or switch. Members can only redeem/switch fund(s) offered by the same FMI or IUTA in a single transaction.
• Step 5: Click on the PROCEED TO REDEEM button or PROCEED TO SWITCH button.
• Step 6: After understanding and checking the disclaimer, click on the OK button. You will be redirected to the FMI/IUTA platform to complete the transaction.

Can I select multiple approved unit trust funds to buy/sell/switch through i-Akaun (Member) in a single transaction?
Buy: Yes. You can select multiple unit trust funds offered by the same FMI when transacting through the i-Akaun (Member), before being redirected to the FMI/IUTA platform to complete the transaction.

Sell: Yes. You can select multiple unit trust funds offered by the same FMI or IUTA when transacting through the i-Akaun (Member), before being redirected to the FMI/IUTA platform to complete the transaction.

Switch: Yes. You can select multiple unit trust funds offered by the same FMI or IUTA when transacting through the i-Akaun (Member), before being redirected to the FMI/IUTA platform to complete the transaction.

Additional requirements and/or fees/charges may apply when members are completing the transaction on the FMI/IUTA platform.

Can I switch between approved unit trust funds offered by different FMIs?

No. Switching is only allowed between funds offered by the same FMI, subject to a switching fee (if any).

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REGISTER an IUTA account (eUnittrust) now for FREE

• Click HERE

How to register an eUnittrust account?

• Click HERE

Analysis of newly launched United Global Healthcare Fund by UOB Malaysia

United Global Healthcare Fund

UOB Asset Management (Malaysia) Bhd has recently launched the United Global Healthcare Fund to provide Malaysian investors with opportunities for long-term capital growth through investments in global medical healthcare stocks. 

Fund Focus Area

Based on the Product Highlight Sheet, the fund aims to achieve the following:

United Global Healthcare Fund Investment Strategy

Fund Background

Despite being newly made available in Malaysia, the United Global Healthcare Fund is in fact an fund that was launched in 2000 and managed by UOB Asset Management Limited, Singapore. 

To understand the potential that this fund new fund is able to offer Malaysian investors, let's take a look at the historical performance of the same fund via data from Singapore.

Fund Performance

1) Total Return of Fund since Inception (August 2000)

Initial Investment Amount: RM 10,000.00 

Period of Investment: 19 years

Current Investment Value: RM 68,762.28 (15th August 2019)

Annualized (%) Return: ~10.6% per annum

United Global Healthcare Fund Performance Sg since August 2000

2) Total Return of Fund (10 Yr)

Initial Investment Amount: RM 10,000.00 (21 August 2009)

Period of Investment: 10 years

Current Investment Value: RM 37,842.10 (15 August 2019)

Annualized (%) Return: ~14.2% per annum

United Global Healthcare Fund Sg Performance (10 Years)

3) Total Return of Fund (5 Yr)

Initial Investment Amount: RM 10,000.00 (15 August 2014)

Period of Investment: 5 years

Current Investment Value: RM 18,707.01 (15 August 2019)

Annualized (%) Return: ~13.3% per annum

United Global Healthcare Fund Sg Performance (5 Years)

4) Total Return of Fund (3 Yr)

Initial Investment Amount: RM 10,000.00 (19 August 2016)

Period of Investment: 3 years

Current Investment Value: RM 12,171.77 (15 August 2019)

Annualized (%) Return: ~6.77% per annum

United Global Healthcare Fund Sg Performance (3 Years)

All in all, the double digit Annualized (%) Return for 19 years, 10 years and 5 years for this fund are pretty impressive. Next up is for us to get a holistic comparison in terms of investing into this fund versus investing into our own Malaysia Mid/Small Cap Equity funds.

Fund Comparison 

(United Global Healthcare Fund Sg vs Equity-Malaysia Mid/Small Cap funds)

The reasons Malaysia Equity Mid/Small cap category was chosen for comparison are due to the following:

• Funds in this category have been the best performing as compared to other categories
• Funds in this category are popular among Malaysians investors 

1) 10 Year Annualized (%) Return Comparison

Ranked by Annualized Return:

1. Eastspring Inv Small Cap Fund: 14.22% 
2. United Global Healthcare Fund (Sg): 14.2% 
3. Kenanga Growth Fund: 13.90%
4. Areca EquityTRUST: 13.37%
5. Manulife Investment Progress: 10.53%
6. Public Small Cap: 10.05%
7. Funds ranked 7 and below have only single digit annualized return (Total Funds: 23)

2) 5 Year Annualized (%) Return Comparison

Ranked by Annualized Return:

1. United Global Healthcare Fund (Sg): 13.3% 
2. Areca EquityTRUST: 8.87%
3. Hong Leong Penny Stock: 8.20%
4. Hong Leong Growth: 5.48%
5. Funds ranked 4 and below average less than 5% in annualized return (Total Funds: 23)

3) 3 Year Annualized (%) Return Comparison

Ranked by Annualized Return:

1. Areca EquityTRUST: 14.51%
2. Hong Leong Penny Stock: 7.97%
3. Hong Leong Growth: 7.96%
4. United Global Healthcare Fund (Sg): 6.77% 
5. Singular Value: 5.93%
6. Kenanga Malaysian Inc: 5.78%
7. KAF Tactical Fund: 5.64%
8. Funds ranked 4 and below average less than 5% in annualized return (Total Funds: 23)

Summary

As shown in the Fund Performance and Fund Comparison section of this post, the United Global Healthcare Fund (Sg) as well as the upcoming Malaysia version  will certainly be a great addition to any portfolio of investors in terms bringing in better than average returns. Exposure into the healthcare sector via this fund also provides a good diversification element to an investor's portfolio.

For further in-depth analysis/discussion of this fund in terms of resiliency towards market crashes, check out our discussion topic at The Guided Investor Forum under UT Funds Discussion Category

Cheers and Happy Investing!