Grexit and China market crash, how did Unit Trust funds perform during this period?

Crisis...crisis and more crisis!
Over the past one month, we've witness two major crisis which have rocked the equity markets all over the world.

Crisis 1 : Grexit
The first crisis begin on worries that Greece might default on their debt and eventually exit Europe. Failed negotiations and the calling of a referendum by Greek Prime Minister created panic especially in Europe, America and Japan markets.

Photo from Washingtontimes.com

While there is still no resolution of the Greece crisis as of time of writing, there's hope that a deal will be struck between Greece and their lenders by today.

Can a deal be struck?

Crisis 2 : China Stock Market Crash
Crisis number 2 is happening in China. If you've followed the news for the past couple of weeks, you should be well informed of the fact that the China equity markets have been bleeding points over the past one month..

Greed, euphoria and unfounded believe that the market will go higher are the catalysts that drove many retailers to invest/trade/speculate using money they do not have. Panic selling by China retailers whom borrow heavily to invest in the stock market have caused the market in China to "crash".

Her expression tells it all. Picture from usatoday.com

The spillover effect of the crash has also dragged down majority of Asia markets especially Hong Kong. As of date of writing, the regulators at China are imposing multiple measures to stop the stock market from further combustion. The latest move by China regulators to ban major shareholders from selling their stock holdings/stakes for the next six months seemed to have temporarily stem the crash.

How did Unit Trust Performed During These 2 Crisis?
With two crisis running amok in the equity markets over the past couple of months, I'm pretty sure most unit trust funds suffered losses. However I was rather pretty curious if any unit trust fund posted gain during this period? In order to find out, I went over Morningstar to check out the details..

IME Tip : I highly recommend everyone to refer to the Morningstar website when researching on unit trust funds. Apart from being comprehensive, you can also access all information absolutely free!

What went up?
Shown below are the top 5 unit trust categories which generated positive gains over a 3 month period (Data as of 30th June 2015):

Top 5 Gainers : 3-mth Return as of 30th June 2015

Rank 1 : Category RMB Bond
Funds listed under this category:
1. United RMB Income & Growth Fund MYR Class

• 3-mth Return as of 7 July 2015 : +5.84%
• Fund provider : UOB Asset Management (Malaysia) Berhad
• Available online @ eUnittrust : No

2. United RMB Income & Growth RMB

• 3-mth Return as of 7 July 2015 : +4.45%
• Fund provider : UOB Asset Management (Malaysia) Berhad
• Available online @ eUnittrust : No

Rank 2 : Category Islamic Global Bond
Funds listed under this category:
1. AmDynamic Sukuk

• 3-mth Return as of 7 July 2015 : +1.30%
• Fund provider : AmInvestment Services Berhad
• Available online @ eUnittrust : Yes

2. AmGlobal Sukuk

• 3-mth Return as of 7 July 2015 : +4.65%
• Fund provider : AmInvestment Services Berhad
• Available online @ eUnittrust : No

Rank 3 : US Mid-Cap Equity
Funds listed under this category:
1. RHB US Focus Equity

• 3-mth Return as of 7 July 2015 : +2.10%
• Fund provider : RHB Asset Management Sdn Bhd
• Available online @ eUnittrust : Yes
• Listed under as low as 0% Sales Charge Promotion : Yes

Rank 4 : US Large-Cap Blend Equity
Funds listed under this category:
1. Manulife Investment US Equity

• 3-mth Return as of 7 July 2015 : +4.68%
• Fund provider : Manulife Asset Management Services Berhad
• Available online @ eUnittrust : No

2. RHB-OSK-GS US Equity Fund

• 3-mth Return as of 7 July 2015 : -0.28%
• Fund provider : RHB Asset Management Sdn Bhd
• Available online @ eUnittrust : Yes
• Listed under as low as 0% Sales Charge Promotion : Yes

Rank 5 : US Large-Cap Growth Equity
Funds listed under this category:
1. Franklin US Opportunities MYR

• 3-mth Return as of 7 July 2015 : -1.28%
• Fund provider : Franklin Templeton Investments
• Available online @ eUnittrust : No

2. Franklin US Opportunities USD

• 3-mth Return as of 7 July 2015 : +2.90%
• Fund provider : Franklin Templeton Investments
• Available online @ eUnittrust : No

What went down?

Here are the top 5 fund categories that lost the most during these 2 crisis:

Top 5 Losers : 3-mth Return as of 30th June 2015

Now each category has a list of specific funds under them (similar to the top 5 gainers list). The problem is that each category has quite a number of funds. Therefore instead of listing down all the funds in each category, I'm going to just list down funds that are currently available to be invested online.

Tip : The reason I am listing only funds available online is simple. If you as an investor believe that one of the listed categories has a chance of recovering from recent losses, why not invest into funds from that category at lower sales charge? By doing so, a recovery by the invested fund is quickly translated into profit for you.

Rank 1 : Category China Equity
Funds available online under this category:

1. RHB Big Cap China Enterprise

• 3-mth Return as of 7 July 2015 : +1.92%
• Fund provider : RHB Asset Management Sdn Bhd
• Available online @ eUnittrust : Yes

Rank 2 : Hong Kong Equity
Funds available online under this category:

-None-

Rank 3 : Indonesia Equity
Funds available online under this category:

1. Eastspring Investment Indonesia Equity MY

• 3-mth Return as of 7 July 2015 : -11.18%
• Fund provider : Eastspring Investments Berhad
• Available online @ eUnittrust : Yes

2. RHB Indonesia Equity Growth

• 3-mth Return as of 7 July 2015 : -8.38%
• Fund provider : RHB Asset Management Sdn Bhd
• Available online @ eUnittrust : Yes

Rank 4 : BRIC Equity
Tip : BRIC refers to Brazil, Russia, India and China
Funds available online under this category:

1. RHB-GS BRIC Equity

• 3-mth Return as of 7 July 2015 : -6.06%
• Fund provider : RHB Asset Management Sdn Bhd
• Available online @ eUnittrust : Yes

Rank 5 : Category Greater China Equity
Funds available online under this category:

1. Manulife China Equity 

• 3-mth Return as of 7 July 2015 : -10.16%
• Fund provider : Manulife Asset Management Services Berhad
• Available online @ eUnittrust : Yes

2. Pacific Focus China

• 3-mth Return as of 7 July 2015 : -6.83%
• Fund provider : Pacific Mutual
• Available online @ eUnittrust : Yes

3. RHB Golden Dragon

• 3-mth Return as of 7 July 2015 : +5.95%
• Fund provider : RHB Asset Management Sdn Bhd
• Available online @ eUnittrust : Yes

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That's all for this post!
Cheers and Happy Investing!

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