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| PhillipCapital - 40 Anniversary Promotion |
Does the promotion apply to Malaysians?
Of course it does! As a matter of fact, PhillipCapital Malaysia (part of PhillipCapital) which own and run the online unit trust investment platform called Eunittrust will be having this promotional sales charge for selected funds listed below:
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| List of Fund On Promotion - Click to Enlarge |
How does the Sales Charge Promotion works?
The promotion works on a reducing basis whereby the higher the amount you invest, the lower the sales charge incurred.
Shown below are the Sales Charges incurred based on the amount invested during the promotion period:
Why should you take advantage of this promotion?
- Why pay for high sales charge when you can invest for as low as 0% sales charge? Makes much sense doesn't it especially if you are paying high sales charge (5% - 6%) yet not feeling satisfied with the services offered by your consultant/agent.
- During non promotional period, the sales charge incurred by the online platform is 2%. If you take advantage of this promotion and invest say RM50,000 at 0% sales charge, you'll be saving approximately RM980 worth of sales charge which will go directly to your investment.
- Some of the best performing funds are listed among the 40 funds under this promotion. The good news is I'll be highlighting later in this post on which are the worthy funds to consider investing in. No need to crack your head (especially for new investors) when it comes to deciding which fund to invest in.
- Because I asked you too.......nope I'm just kidding there.
Which fund should you consider?
Before I begin, I must state a few key important points:
- What I'm sharing here is entirely based on my opinion and research.
- Funds that are not listed in my list does not necessarily mean that you avoid looking into them. Always remember that past performance does not indicate future
- I'm not being paid to list down any of these funds. Funds that made the list are selected based on Lipper Award garnered for two or more consecutive years as well as the fund's historical performance.
- Decision to or not to invest can only be decided by you as an investor.
Now let us begin with the list of my selected funds:
Winner of Lipper Fund Award for 3 Consecutive Years
Category
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Bond Malaysia
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Risk Level
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1/10
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Fund Name
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AMB Income Trust Fund
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Shariah Compliant?
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No
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Awards
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3 Consecutive Years Lipper Fund Award Winner for Category
"3 Year - Bond Malaysia Ringgit"
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| AMB Income Trust Fund Factsheet - 28 Feb 2015 |
Category
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Equity Malaysia
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Risk Level
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8/10
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Fund Name
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Kenanga Growth Fund
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Shariah Compliant?
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No
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Awards
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3 Consecutive Years Lipper Fund Award Winner for Category
"5 Year - Equity Malaysia"
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| Kenanga Growth Fund Factsheet - 31 March 2015 |
Winner Lipper Fund Award for 2 Consecutive Years
Category
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Equity Malaysia Diversified
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Risk Level
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8/10
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Fund Name
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RHB-OSK Emerging Opportunity
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Shariah Compliant?
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No
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Awards
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2 Consecutive Years Lipper Fund Award Winner for Category
"3 Year - Equity Malaysia Diversified"
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| RHB-OSK Emerging Opportunity Fund Factsheet - 28 Feb 2015 |
Category
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Equity Malaysia (Islamic)
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Risk Level
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8/10
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Fund Name
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Eastspring Investments Dana al-Ilham
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Shariah Compliant?
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Yes
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Awards
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2 Consecutive Years Lipper Fund Award Winner for Category
"5 Year - Equity Malaysia (Islamic)"
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| Eastspring Dana al-Ilham Fund Factsheet - 31 March 2015 |
Category
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Equity Malaysia Small & Mid Caps
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Risk Level
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10/10
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Fund Name
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Eastspring Investments Small-cap
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Shariah Compliant?
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No
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Awards
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2 Consecutive Years Lipper Fund Award Winner for Category
"5 Year - Equity Malaysia Small & Mid Caps"
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| Eastsrping Small-cap Fund Factsheet - 31 March 2015 |
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Apart from the list of funds above, you may also select to invest in funds that appear in my latest review of Top 10 Best Performing Unit Trust Fund. For example one of the fund that is available for investing (but not listed above) have added an astounding +22.23% this year alone! To find out which Equity Malaysia fund it is, just head on over to my review post.Still deciding to invest?
While deciding whether to invest or not despite the 0% sales charge promotion, you can get a head start by registering an account with Eunittrust first. For your information, opening an account with Eunittrust is FREE with NO hidden charges or annual fees.
As an added bonus, once you've registered an account with Eunittrust with no obligation to invest, just drop me an email at shanesee03@gmail.com and I'll send over TWO FREE ebooks to get you started on how to invest into unit trust and stocks!
Last but not least, a word of advice when it comes to investing, Always seek for the best possible offer and option available. If you are already intending to invest, why not seek for an avenue that can help you to save on cost and charges.
Remember, a savvy investor is one that seeks for opportunity and chances upon it when it arises!
Cheers and Happy Investing!
P/S :
- Want to know more about Eunittrust? Click HERE
- And don't forget to follow Invest Made Easy on Facebook!
